{"id":6804,"date":"2026-06-26T21:50:50","date_gmt":"2026-06-26T21:50:50","guid":{"rendered":"https:\/\/vanmortgage.vuegraphics.ca\/?page_id=6804"},"modified":"2026-09-11T00:05:51","modified_gmt":"2026-09-11T00:05:51","slug":"lending-guidelines-mb","status":"publish","type":"page","link":"https:\/\/vanmortgage.vuegraphics.ca\/cn\/lending-guidelines-mb\/","title":{"rendered":"\u8d37\u6b3e\u6307\u5f15"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"6804\" class=\"elementor elementor-6804\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9142ff9 about-section-4 section-padding fix pt-0 tp-panel-pin-area2 e-flex e-con-boxed e-con e-parent\" data-id=\"9142ff9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fefbc2 elementor-widget elementor-widget-bixoo-heading-title-widget\" data-id=\"7fefbc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bixoo-heading-title-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\n        <div class=\"section-main-title\">\n            <div class=\"about-right-content-style-1\">\n                <div class=\"section-title mb-0\">\n                    <span class=\"sub-title tz-sub-tilte tz-sub-anim tx-subTitle d-inline-flex\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"pe-1\" src=\"https:\/\/vanmortgage.vuegraphics.ca\/wp-content\/uploads\/2026\/06\/icon-1.webp\" alt=\"img\">\n                                                \n\u8d37\u6b3e                    <\/span>\n                                            <h2 class=\"split-title\">\n                            \u8d37\u6b3e\u6307\u5f15                        <\/h2>\n                                    <\/div>\n                                    <p class=\"about-text wow fadeInUp\" data-wow-delay=\".2s\">\n                        At Vanmortgage, we know your time is valuable and promise quick feedback on your files. We have flexible solutions and a knowledgeable team to help you and your clients. While every loan is different, our general guidelines are outlined here:                    <\/p>\n                            <\/div>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-340fae3 e-con-full e-flex e-con e-child\" data-id=\"340fae3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bcc75c9 e-con-full e-flex e-con e-child\" data-id=\"bcc75c9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-638c6c3 elementor-widget elementor-widget-bixoo-button-widget\" data-id=\"638c6c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bixoo-button-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n                            <div class=\"button-style one\">\n\n                    <a href=\"https:\/\/vanmortgage.vuegraphics.ca\/wp-content\/uploads\/2026\/08\/Vanmortgage-Lending-Guideline-20260601.pdf\" class=\"theme-btn wow fadeInUp\" data-wow-delay=\".9s\">\n                       <span class=\"btn-arr btn-arrow-left\"> <i class=\"fa-solid fa-arrow-up-right\"><\/i> <\/span>\n                       <span class=\"btn-title\">Download Lending Guidelines<\/span>\n                       <span class=\"btn-arr btn-arrow-right\"> <i class=\"fa-solid fa-arrow-up-right\"><\/i> <\/span>\n                   <\/a>\n\n               <\/div>\n                    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47dd305 e-con-full e-flex e-con e-child\" data-id=\"47dd305\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7940a61 elementor-widget elementor-widget-heading\" data-id=\"7940a61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Product Details<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-485c0f7 elementor-widget elementor-widget-text-editor\" data-id=\"485c0f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table class=\"mortgage-guidelines\"><tbody><tr><td>Lending areas:<\/td><td>GVA<\/td><\/tr><tr><td>Residential property:<\/td><td><ul><li>Owner occupied, second homes, rentals and vacation property<\/li><li>Will consider bare land and development loans case by case<\/li><\/ul><\/td><\/tr><tr><td>Purpose<\/td><td>Purchase or refinance<\/td><\/tr><tr><td>Min\/Max Mortgage<\/td><td>$50,000 &#8211; $5 million<\/td><\/tr><tr><td>Rate<\/td><td>files priced according to risk 1st\u2019s starting at 7.99% 2nd\u2019s starting at 8.99% Vacant Land starting at 8.99%<\/td><\/tr><tr><td>LTV<\/td><td>NONE &#8211; deal must make sense<\/td><\/tr><tr><td>Purpose of Funds<\/td><td>Purchase, Refinance, Revenue Property, Interalia<\/td><\/tr><tr><td>Terms<\/td><td>1-2 years (OPEN terms STANDARD)<\/td><\/tr><tr><td>Amortization<\/td><td>40 years<\/td><\/tr><tr><td>Lender Fee<\/td><td>1%<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cf753b1 e-flex e-con-boxed e-con e-parent\" data-id=\"cf753b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6d9ba63 e-grid e-con-full e-con e-child\" data-id=\"6d9ba63\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e79bed3 e-con-full e-flex e-con e-child\" data-id=\"e79bed3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3d2a38 elementor-widget elementor-widget-counter\" data-id=\"b3d2a38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">YEARS OF EXPERIENCE<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"10\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1694925 e-con-full e-flex e-con e-child\" data-id=\"1694925\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48cac21 elementor-widget elementor-widget-image\" data-id=\"48cac21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/vanmortgage.vuegraphics.ca\/wp-content\/uploads\/2026\/06\/Untitled-1-1.webp\" class=\"attachment-large size-large wp-image-6653\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-905280c elementor-widget elementor-widget-heading\" data-id=\"905280c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WE WILL HELP GROW YOUR BUSINESS!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a9efc3 elementor-widget elementor-widget-image\" data-id=\"6a9efc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"3\" src=\"https:\/\/vanmortgage.vuegraphics.ca\/wp-content\/uploads\/2026\/03\/Line-550.png\" class=\"attachment-large size-large wp-image-227\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29e804d elementor-widget elementor-widget-text-editor\" data-id=\"29e804d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>We facilitate relator events for brokers to connect with<\/li><li>We have year round events<\/li><li>We are here to support your business<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b05f3f e-con-full e-flex e-con e-child\" data-id=\"1b05f3f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49af77a elementor-widget elementor-widget-image\" data-id=\"49af77a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/vanmortgage.vuegraphics.ca\/wp-content\/uploads\/2026\/06\/Untitled-1-1.webp\" class=\"attachment-large size-large wp-image-6653\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15e6334 elementor-widget elementor-widget-heading\" data-id=\"15e6334\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WE PROTECT YOUR BUSINESS!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db7caba elementor-widget elementor-widget-image\" data-id=\"db7caba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"3\" src=\"https:\/\/vanmortgage.vuegraphics.ca\/wp-content\/uploads\/2026\/03\/Line-550.png\" class=\"attachment-large size-large wp-image-227\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c28b90 elementor-widget elementor-widget-text-editor\" data-id=\"7c28b90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>We respect the relationship you have with your customer<\/li><li>We communicate with the broker not borrower<\/li><li>We treat you like our business partner<\/li><li>We connect with you when it\u2019s renewal time<\/li><li>Renew fee 50\/50 split<\/li><li>Flexible line of credit products<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Mortgage Lending Guidelines At Vanmortgage, we know your time is valuable and promise quick feedback on your files. We have flexible solutions and a knowledgeable team to help you and your clients. While every loan is different, our general guidelines are outlined here: Download Lending Guidelines Product Details Lending areas: GVA Residential property: Owner occupied,<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"class_list":["post-6804","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Lending Guidelines - VANMORTGAGE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vanmortgage.vuegraphics.ca\/cn\/lending-guidelines-mb\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lending Guidelines - VANMORTGAGE\" \/>\n<meta property=\"og:description\" content=\"Mortgage Lending Guidelines At Vanmortgage, we know your time is valuable and promise quick feedback on your files. 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